IESS — International Energy and Sustainability SummitAYSC 2026
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Climate FinanceAYSC26-CF-006

Finance & Resilience: Green loan app and disater early warning system

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Green Loan App & DEWS: Eco-financing and real-time disaster alerts empowering sustainable growth, resilience and safer communities.

Problem

Green Loan App: High upfront costs severely restrict individuals and small businesses from adopting renewable energy and sustainable technologies. Because traditional banks often lack specialized micro-credit for the green transition, vulnerable communities remain dependent on expensive, environmentally harmful fossil fuels and inefficient practices, slowing down global climate initiatives. Disaster Early Warning System: Climate change is rapidly increasing the frequency, unpredictability, and severity of extreme weather events. Vulnerable communities often suffer catastrophic losses because existing warning systems are either too generalized, too slow, or fail entirely to reach the last mile via accessible communication channels, leaving them with insufficient time to evacuate safely or protect their critical assets

Solution

Green Loan App: A mobile-first financial application that connects users with low-interest green loans. The app utilizes alternative credit scoring to approve users quickly and integrates directly with verified green-tech vendors. By ensuring funds are exclusively deployed for approved sustainable products, the app makes the transition to clean energy affordable, frictionless, and highly secure. Disaster Early Warning System: A comprehensive platform utilizing IoT field sensors, satellite imagery, and AI-driven predictive modeling to detect localized hazard anomalies in real-time. Once a specific danger threshold is breached, the system automatically triggers localized, multi-channel alerts (SMS, automated voice calls, local radio broadcasts) directly to community members and local authorities, providing clear evacuation guidance when every second counts.

Team The Leads
UI
Ursula Immaculate Adongo · Lead
OR
Ochieng Rodgers
UJ
Ursula Justine Apiyo
JA
Jacktone Ateng
JK
Joy Kiwasu